Evidence
Keep insurance evidence with the visa document checklist.
485 Visa Health Insurance
Health cover planning for Temporary Graduate subclass 485 applicants moving from student OSHC into a post-study visa stage.
Common timing issue
Graduates often hold OSHC while on a student visa, then need to check whether a different health cover arrangement is suitable for the 485 visa stage.
- Check student visa expiry, course completion date and proposed 485 lodgement timing.
- Confirm whether current OSHC continues to cover the intended period.
- Review the change from OSHC to OVHC where needed.
- Include family members where they are part of the visa and policy plan.
Build the 485 file together
Health insurance should sit beside the main 485 evidence: qualification, completion documents, English, AFP, identity and current visa status.
Dates
Match cover timing to the planned visa stage.
Next pathway
Use the graduate visa period to plan skilled or employer options.
Need cover for a 485 application?
Send your course completion date, current visa expiry and family details for review.