Overseas Student Health Cover (OSHC)

Health cover information for Student visa subclass 500 applicants, student family members and graduates planning the next visa step.

When OSHC matters

Student visa applicants commonly need health cover that matches the period of study and stay. Family members included in the student visa plan may also need to be covered.

  • Check the course start date, proposed travel date and visa period before buying cover.
  • Confirm whether the policy should include a partner or dependent children.
  • Keep the policy active while the student visa requirement applies.
  • Read waiting periods, exclusions and product documents before purchase.

OSHC and the student visa file

OSHC is only one part of a student visa matter. The course, Genuine Student evidence, financial documents and visa history still need to be reviewed together.

Before enrolment

Check course timing, CoE issue and expected cover dates.

Before lodgement

Keep the policy evidence with the student visa document set.

Before visa expiry

Review whether OSHC or OVHC is needed for the next visa stage.

Related insurance pages

Use the page that best matches the visa holder's situation.

485 graduates

Graduates often need to review cover when moving from a student visa to a 485 visa.

485 health insurance

Temporary visitors

Visitors and temporary visa holders may compare OVHC options for Australia.

OVHC information

Student visa

Review the visa file, OSHC dates and study evidence together.

Student visa 500

Need OSHC for a student visa?

Send the course dates, applicant details and family members so Nestway can guide the next step.

Ask about OSHC